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Medicare Advantage

What's in a Medicare Advantage Medical Loss Ratio?

What's in a Medicare Advantage Medical Loss Ratio?

MLRs have been the defining story in Medicare Advantage for two years running. Here's what the data actually shows, and what MLRs look like for fast growing contracts.

Mar 19, 2026

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12 min read

Humana's NTM Commission Change

Humana's NTM Commission Change

Estimating the impact of prorated New-to-Medicare commissions on carrier expense and distributor LTV.

LockSimple

Mar 12, 2026

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7 min read

Medicare Advantage Supplemental Benefits: Enrollment Shifts and Carrier Adjustments in 2026

Medicare Advantage Supplemental Benefits: Enrollment Shifts and Carrier Adjustments in 2026

Enrollment changes in plans with supplemental benefits

Mar 12, 2026

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10 min read

When Plans Go Non-Commissionable: Quantifying the Enrollment Impact

When Plans Go Non-Commissionable: Quantifying the Enrollment Impact

What happens to Medicare Advantage enrollment when commissions disappear mid-year?

Mar 5, 2026

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11 min read

AEP 2026: What Plans Are Driving MA Growth Now

AEP 2026: What Plans Are Driving MA Growth Now

Results for SNPs, HMO/PPOs, Individual/Group. A look at MA/MAPD growth by Plan Type.

Feb 26, 2026

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11 min read

AEP 2026 → Medicare Advantage Enrollment Growth 🪴

AEP 2026 → Medicare Advantage Enrollment Growth 🪴

MA grew by 111,138 (0.3%) members during AEP. A look at growth by Geography & Health Plans.

Feb 19, 2026

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13 min read

UnitedHealth Group 2025 Calendar Year Results 📊

UnitedHealth Group 2025 Calendar Year Results 📊

A look at UHC's CY 2025 financial results. Membership, Revenues, Loss Ratios, Profits.

Jan 29, 2026

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10 min read

C-SNP Commission Changes

C-SNP Commission Changes

As the C-SNP market grows, what impact will non-commissionable plans have?

LockSimple

Jan 16, 2026

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4 min read

UnitedHealth Group Leads Medicare Advantage Growth in 2025

UnitedHealth Group Leads Medicare Advantage Growth in 2025

Top of the market in both enrollment and growth.

Jan 15, 2026

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9 min read

December '25 MA/MAPD and PDP enrollment data

December '25 MA/MAPD and PDP enrollment data

December '25 enrollment data has been loaded. Here are a few observations.

LockSimple

Dec 15, 2025

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3 min read

Seven Charts That Explain Medicare’s Next Chapter 📈

Seven Charts That Explain Medicare’s Next Chapter 📈

The demographic, economic, and product shifts shaping the next decade.

Dec 11, 2025

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9 min read

THE 2025 MEDICARE MARKET YEAR-END REPORT

THE 2025 MEDICARE MARKET YEAR-END REPORT

The Shifts That Defined Medicare in 2025

Dec 4, 2025

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12 min read

eBroker Q3 '25 Results: Side-By-Side

eBroker Q3 '25 Results: Side-By-Side

GoHealth, eHealth, and SelectQuote compared side-by-side — revenue, losses, LTVs, and more.

Nov 20, 2025

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10 min read

October '25 MA/MAPD and PDP enrollment data

October '25 MA/MAPD and PDP enrollment data

October '25 enrollment data has been loaded. Here are a few observations.

LockSimple

Nov 19, 2025

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3 min read

10% of Medicare Advantage enrollees are losing their plan in 2026! 👋

10% of Medicare Advantage enrollees are losing their plan in 2026! 👋

CMS data reveals widespread plan terminations and service area reductions — creating both disruption and opportunity across the MA market.

Nov 13, 2025

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11 min read

Q3 2025 Medicare Carrier Financials Side-By-Side 🏥

Q3 2025 Medicare Carrier Financials Side-By-Side 🏥

UNH, ELV, CNC, HUM, CVS, MOH, ALHC Revenues, Loss Ratios, Profits -> Side-by-side

Nov 6, 2025

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10 min read

UnitedHealth Group Q3 ’25: Continued Margin Pressure

UnitedHealth Group Q3 ’25: Continued Margin Pressure

Elevated loss ratios and profit declines persist as leadership frames 2026 as a margin recovery year.

Oct 30, 2025

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10 min read

2026 MA Market Exits: Which Companies Are Out & What It Means for Key States

2026 MA Market Exits: Which Companies Are Out & What It Means for Key States

UCare, Vermont Blue Advantage, and Others Confirmed

Oct 23, 2025

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10 min read

Star Ratings 2026: A Bounce for Some, a Slide for Others🌟

Star Ratings 2026: A Bounce for Some, a Slide for Others🌟

Elevance and Centene improved, United stayed steady, and the middle of the market kept shrinking.

Oct 16, 2025

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9 min read

2026 MA, MAPD, Part D Landscape 🏞 - Part 2

2026 MA, MAPD, Part D Landscape 🏞 - Part 2

Premiums, Deductibles, MOOPs are all changing.

Oct 9, 2025

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10 min read

2026 MA, MAPD, Part D Landscape 🏞 - Part 1

2026 MA, MAPD, Part D Landscape 🏞 - Part 1

Take the Crosswalk into 2026. A comparison of MA, MAPD, and Part D plans available in 2026 compared to the past two years.

Oct 2, 2025

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10 min read

Up-and-Coming MA Carriers

Up-and-Coming MA Carriers

Alignment, Devoted, Zing (and SCAN's Next Move). Smaller players are finding growth opportunities where the big nationals can’t.

Sep 18, 2025

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11 min read

September '25 MA/MAPD and PDP enrollment data

September '25 MA/MAPD and PDP enrollment data

September '25 enrollment data has been loaded. Here are a few observations.

LockSimple

Sep 17, 2025

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2 min read

235,000 Duals in Play: MMPs Are Ending in 2026 📊

235,000 Duals in Play: MMPs Are Ending in 2026 📊

12 states, major carriers, and tens of thousands of members in transition — here’s what it means for you.

Sep 4, 2025

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13 min read

Tea Leaves - AEP 2026 🍂

Tea Leaves - AEP 2026 🍂

Repository of 2026 AEP changes / opportunities (last updated 9/18/2025)

LockSimple

Aug 29, 2025

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2 min read

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